Welcome to Tamaar!

We are committed to protecting your privacy and ensuring that your personal and business information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, share, and protect your information.

1. Information We Collect

When you use Tamaar, we may collect the following types of information:

• Personal and Business Information: Full name, company name, job title, email address, phone number, contact details, company registration details (e.g., CAC number), business bank account information.
• Financial and Transaction Data: Bank account numbers and transaction details, payment and billing information, budget requests, fund transfers, and invoice details.
• Usage Information: Log data (device, browser type, IP address, pages visited), session activity, communication records (emails, chat messages).
• Third-Party Information: If you connect third-party services to Tamaar, we may receive information from them as authorized by you.

2. How We Use Your Information

We use your information to:

• Create and manage your Tamaar account.
• Provide banking, budgeting, invoicing, and payment services.
• Process transactions and fund transfers.
• Communicate with you (e.g., service updates, support).
• Improve our platform, security, and customer experience.
• Meet legal and regulatory obligations.
• We never sell your personal information to third parties.

3. How We Share Your Information

We only share your information when necessary:

• With Financial Institutions for banking and fund transfers.
• With Service Providers (e.g., cloud hosting, KYC providers).
• For Legal Compliance or legal processes.
• With Your Consent for third-party apps or services.

4. Data Security

We prioritize data protection by implementing industry-standard security measures, including:

• End-to-end encryption.
• Secure banking APIs.
• Two-factor authentication (2FA).
• Regular vulnerability assessments.

However, while we work hard to protect your data, no method of transmission over the Internet is 100% secure.

5. Your Rights

You have the right to:

• Access, update, or delete your information.
• Withdraw consent at any time.
• Request copies of your data.
• Object to certain processing activities.

To exercise your rights, please contact us at [email protected].

6. Data Retention

We retain your information only for as long as necessary to:

• Provide you with our services.
• Comply with legal, accounting, or regulatory requirements.
• Resolve disputes and enforce agreements.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Personalize your experience.
• Analyze platform usage.
• Provide targeted communication.

8. International Transfers

If we transfer your information outside Nigeria, we ensure that adequate safeguards are in place to protect your information, consistent with applicable data protection laws.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will notify you by updating the effective date and, if necessary, provide more prominent notice. We encourage you to review this policy regularly.